Portfolio update (September)

Dear fellow investors, ladies and gentlemen, friends, and family. This is a new portfolio update since the pandemic started. I bought a large proportion of my stocks back in June, I sold my growth stock portfolio because I lost trust in Revolut investing app and I cash out all that I could from my P2P investments again because I lost trust in the whole industry.
I will start by highlighting the main things that happened:

  • I bought a large proportion of My stock portfolio
  • I sold my stock growth portfolio
  • I bought Apple stock after the split
  • I withdrew all that I could from P2P

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My current portfolio

As I mentioned in the introduction, I sold my growth stock portfolio with a gain of 25% and I cash out what I could from P2P portfolio and the rest of my money invested in p2p I consider it lost money, So this is the new structure of new porfotlio where I will focus on my stock portfolio and investing in my businesses

My stock portfolio

Dividend Stock Portfolio

CSV  Excel  

The ROI on My dividends stock portfolio since inception is -8%

Growth Stock Portfolio

For the month of March, the ROI on My Growth stock portfolio is -7.15%

More detailed update about my March 2020 Stock Portfolio Update here

Crowdfunding portfolio

So after 2 famous platforms, kurtzel and Investio turned to be a scam and investors lost significant amounts of money thankfully not me.
However, This time it is a platform that I personally invested in, which is Grupeer, it is not confirmed yet that it is a scam but all indications lead to that conclusion: a lot of misleading information on their websites, fake loan originators, fake owners, a lot of employees got fired and the last thing they stop paying out their investors.

To get more details about the case, please check this article HERE

For Crowdstor my all loans got delayed and Mintos, some loans got delayed, some not and it is totally expected due to the pandemic.

Crowdstor: (0%)
Grupeer: (0%)
Mintos: ( +0.36%)

I never felt bad or upset when losing money in investing in the past but I will never accept to be scammed. For my part, I lost trust in this kind of investment, this is why I made this decision: I will completely stop investing in P2P and I will take out all of my money if still possible and focus only on real investments like stocks and real estate.

For the month of February, The ROI On My crowdLending portfolio is +0.18%

My Businesses

I invest up to 5% of my portfolio on my businesses, Basically, I invested in my future projects, marketing, equipment, and tools.

My monthly budgeting

My spending on necessities stayed the same as last month.
I had around a 13.6% increase in income this month, and I was able to save 35%.

My saving rates

I was able to save 35% of my income this month as I said, being in the range of 30-50% saved money is pretty good work.
My goal is to save 50% of my income each month and I’m still working on that by consistently increasing my income and lowering my expenses.

That’s it for this month, I hope you enjoy reading it and was able to take something useful from the information I share.
Please if you have any questions, feedback or anything you want me to cover/ explain, don’t hesitate to leave a comment or contact me. Also, don’t forget to subscribe to my newsletter so you don’t miss any new post

I do not show my portfolio/investments amount numbers $$$, instead, I use percentage, I believe it is easy to understand, follow and apply on your personal portfolio/investment decisions I don’t want to confuse you with bigger or smaller numbers than yours.

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